✅ DSCR (Debt Service Coverage Ratio) LENDING
What is DSCR Lending?
DSCR loans help investors buy rental properties based on how much rental income the property generates—not on personal income or tax returns.
Simple Example:
You want to buy a house to rent out. If the rent covers the loan payments, taxes, and insurance, you can qualify for this loan without showing your personal income or taxes.
How Does It Work? (Easy Steps)
Find a Rental Property: Pick one that generates good rental income.
Check the Numbers: Make sure rent covers loan payments and expenses.
Apply for DSCR Loan: Fill out our simple DSCR loan form.
Approval Based on Property Income: We review your property's rental income, not your paycheck.
Close and Own Your Rental: You become the proud owner of a cash-flowing property.
Who Benefits From This?
Landlords and rental property investors.
Self-employed investors without traditional W-2 income.
Effective Deal Structuring
MV Funding leverages its mastery of creative deal structuring to extract maximum value from every transaction, employing high LTV ratios to bolster cash reserves and facilitate more opportunities for investment. By crafting innovative deal structures, MV Funding ensures that every deal is optimized to yield the greatest returns, empowering investors to seize a multitude of promising investment opportunities and capitalize on their financial strength.
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Disclaimer: The information provided on this website is for educational and informational purposes only and does not constitute financial, legal, or investment advice. All investments involve risk and may not be suitable for every investor. We are not financial advisors, tax professionals, or attorneys, and you should consult your own advisors before making any financial decisions. Past performance does not guarantee future results. All funding is subject to underwriting, documentation, and approval. We may offer joint venture opportunities, promissory notes, or equity-based funding on a case-by-case basis. All offers are private, non-public transactions and are not offered or solicited through any public exchange. Borrowers are expected to conduct their own due diligence before accepting funding terms.
By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy. The use of this website does not constitute an application for a mortgage loan or an offer by MV Funding to lend.
This is not an offer to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and are subject to change without notice.