🏦 Loan Programs

MV Funding redefines lending with creative deal structuring, empowering investors to maximize leverage and seize diverse opportunities.

OUR PROGRAMS

We offer a wide range of financing options for real estate investments. Our team of experts helps investors secure the best financing terms and access to creative deal structuring to better leverage their resources. Whether you're a seasoned investor or a first-time buyer, we have the tools to help you achieve your investment goals.

Fix & Flip / Bridge

Rates as low as 8.99%
Finance renovation and construction costs
(CLTV not to exceed 75% of ARV)
12, 18 & 24 month terms – interest-only options
Up to 90% of purchase price
100% of rehab cost
Close fast to compete with cash buyers

Fix & Flip / Bridge Loans
MV Funding provides fast and reliable fix and flip loans for both the purchase and rehab of investment properties.

DSCR

Rates as low as 6.75%
Short-term, Long-Term, AirBNB, PadSplit
30 yr. Fixed, 5/1, 7/1, 10/1 Interest-only ARMs
Reasonable underwriting on cash-flow requirements
Aggressive LTVs / high leverage
Min. FICO: 680
Up to 80% LTV
(Purchase, Rate & Term Refinance, Cash-Out Refinance)
Property Types: SFR, 2-4 units, condos, PUDs, townhomes

DSCR Rental Loans
Want to finance a new purchase, refinance a property, or free up cash in your rental portfolio? MV Funding makes rental financing easy with our diverse set of flexible loan options.

New Construction / Ground-Up

No Red Tape, No Income, Minimum Reserves
Single-Family, 1-4 Units, Townhomes
Up to $4 M with rates starting at 10.99%
Up to 85% LTC & 75% LTARV
12-24 month terms
Purchase Transactions
LLCs, LPs and Corporations ONLY

Ground-Up New Construction Program
MV Funding is able to provide financing to cover all of your ground-up construction needs.

Commercial

Minimum loan amount of $200K
All types of programs
All types of properties
Acquisition, Refinance, Construction & Development
Office Space, Medical Clinics, Student Housing, Multifamily, Raw Land, Warehouses, Industrial, Retail & Franchises, Hotels & Motels, and more!
Your one-stop shop for all your commercial financing needs
Learn more about the types of programs and loans we fund, the types of properties we finance, and the documents needed to underwrite and process a loan quickly!

Transactional Funding

We cover EMD, double closings and even your down payment for a seller carry-back.

EMD Funding

Double Close Funding

Seller Carry-Back Funding

Timing: Requires at least 1 week’s notice

All transactional funding is subject to underwriting and final approval.

Private Money

Need a relationship-driven loan to close your buy-and-hold deal or fill the gap until you refinance into a DSCR loan? MV Funding’s private money program delivers customized financing with speed and flexibility — no bank red tape, just partnership.

Relationship-Driven
Work directly with our team for a truly bespoke financing solution.

Quick Decisions
Get preliminary terms in 24-48 business days so you never miss a deal.

Final loan terms subject to underwriting and approval.

OUR PROCESS

We are your partner for creative deal structuring and streamlined real estate investing. We empower you to maximize resources for financial success. Our expert team tailors solutions to meet your unique needs, ensuring a fast and straightforward experience. Join us to navigate your real estate investing journey confidently and optimize your investments.

Disclaimer: The information provided on this website is for educational and informational purposes only and does not constitute financial, legal, or investment advice. All investments involve risk and may not be suitable for every investor. We are not financial advisors, tax professionals, or attorneys, and you should consult your own advisors before making any financial decisions. Past performance does not guarantee future results. All funding is subject to underwriting, documentation, and approval. We may offer joint venture opportunities, promissory notes, or equity-based funding on a case-by-case basis. All offers are private, non-public transactions and are not offered or solicited through any public exchange. Borrowers are expected to conduct their own due diligence before accepting funding terms.

By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy.  The use of this website does not constitute an application for a mortgage loan or an offer by MV Funding to lend.

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This is not an offer to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and are subject to change without notice.