🔑 Here’s What We Lend On:
🔨 Fix & Flips
🏡 Buy & Hold (Bridge into DSCR)
🏗️ Construction
🏠 Co-living, AirBnB, PadSplit, Etc.
🏘️ Small Multifamily
🎯 Requirements:
Borrowers must have experience (minimum 2 HUDs closed)
Must have a team in place and show creditworthiness
We secure 1st or 2nd lien positions (depending on structure)
We need 14 days prior to close to review the file
📍 Target States:
✅ Texas
✅ Florida
✅ Georgia
✅ Arizona
✅ Alabama
✅ Colorado
✅ Mississippi
✅ North Carolina
🎯 Not In The Lendbox:
❌ Long-Term Lending
❌ Deals With No Clear Exit Strategy
❌ Anything Unsecured
💰 Our Ideal
Price Range:
✅ Purchase price up to $500K
✅ Rehab budgets up to $150K if the deal makes sense
We work with real estate investors who have proven experience and active deal flow. Ideal borrowers can show at least two successful HUD statements, understand underwriting, and are actively pursuing off-market or direct-to-seller opportunities.
We fund a wide range of deal structures including Earnest Money Deposits (EMD), Purchase Money (PMP), Joint Ventures (JV), bridge loans, equity stake deals, and short-term project funding. If your deal makes sense, we can help fund it.
Depending on the deal, we offer flexible capital structures including promissory notes, JV agreements, or equity partnerships. We tailor each structure to your project’s needs and risk profile.
No. We primarily look at your experience, the quality of the deal, and the asset itself. We’re more interested in your ability to execute the deal profitably than in your FICO score.
You should have at least two closed deals (with HUDs), a clear deal pipeline, and know how to underwrite your numbers. We may request a project summary, your exit strategy, and estimated timelines.
Depending on the structure and documentation, we can fund within 14 days. EMD and short-term deal opportunities are often fast-tracked.
Yes. We specialize in fast capital for Earnest Money Deposits (EMD) and small-dollar gap funding to help you lock up great deals while you secure primary financing.
Yes, if the deal structure supports it and we’re confident in your exit strategy. This may be via draws, lump sums, or JV arrangements — depending on the deal.
No — we also look at small multifamily, mixed-use, and commercial deals. If you have a compelling deal, let’s talk. We focus on opportunity and execution, not just property type.
Not always. Some deals may be unsecured, especially smaller or short-term projects. Others may involve first-position liens, second liens, or equity structures depending on the risk.
An investor with experience, solid underwriting skills, and consistent deal flow. You don’t need to be a pro — but you should know your numbers, your market, and have at least two successful closings under your belt.
Start by scheduling a call or submitting a quick deal summary. If it’s a fit, we’ll review your deal and get you terms quickly. We move fast because we’re investors too.
"Fast Funding Lifesaver"
"MV Funding wired our EMD in 48 hours, saving the contract on a 12‑unit in Atlanta. Their speed and guidance turned a potential flop into our best cash‑flowing asset."
‑ Jordan K. — Atlanta
"Capital When It Counted"
“The JV terms were fair, the paperwork crystal‑clear, and support constant. With their funds we closed, stabilized, and refinanced a 24‑unit in record time.”
‑ Marcus D. — Cleveland
"Game‑Changing Partnership"
“We brought them in as PMP on a heavy‑lift flip. Their capital and construction insight cut rehab time by a month—and profits went up. Couldn’t ask for better partners.”
‑ Tasha L. — Seattle
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Disclaimer: The information provided on this website is for educational and informational purposes only and does not constitute financial, legal, or investment advice. All investments involve risk and may not be suitable for every investor. We are not financial advisors, tax professionals, or attorneys, and you should consult your own advisors before making any financial decisions. Past performance does not guarantee future results. All funding is subject to underwriting, documentation, and approval. We may offer joint venture opportunities, promissory notes, or equity-based funding on a case-by-case basis. All offers are private, non-public transactions and are not offered or solicited through any public exchange. Borrowers are expected to conduct their own due diligence before accepting funding terms.
By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy. The use of this website does not constitute an application for a mortgage loan or an offer by MV Funding to lend.
This is not an offer to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and are subject to change without notice.